Capital chasing near ecology

Get into 4 month , Public chain Near More and more actions , First of all 4 month 6 It was announced to be completed on May 15 3.5 $100 million in new financing , In order to promote Near Further ecological growth ; Another source said Near The native algorithm will be introduced to stabilize the currency USN.

Near The new round of financing is provided by Tiger Global Fund, a traditional investment fund Tiger Global Lead investment ,FTX Ventures、ParaFi Capital And many other encryption investment institutions to participate in the investment . It is not only the public chain that has obtained financing , Several applications in its ecosystem have also recently received institutional investment , Including decentralized trading applications Trisolaris、 Lending applications Burrow and Bastion, It shows that Near The attraction of ecology to capital .

Near（NEAR） Born to solve the problem of Ethereum expansion , Launched a system based on fragment technology 、 High performance block network with unlimited capacity expansion , The public chain is a typical representative of using fragmentation technology to improve the scalability of blockchain .

Compared with financing , What makes the encryption community more concerned is Near Stable currency plan . This plan was first developed in the field of encryption media Crypto Insiders Disclosed , The founder of the media Zoran Kole The writer said ,NEAR Will be in 4 month 20 The native algorithm was launched on the th to stabilize the currency USN, And with Terra chain （LUNA） The stable currency UST equally , Offer about 20% Of APR.

Regarding this ,Near There was no official response , But the community and the market got restless first .Near The primary pass of the chain NEAR All the way up , The highest rush to 20 dollar , near 30 Within days, the increase is 69%. This increase is very bright in the overall decline of the encryption asset market ,NEAR It's been choppy , Currently in 16 Up and down the dollar .

Follow NEAR Also rising is Near The value of encrypted assets locked in the chain （TVL）, The figure has risen to 14.6 Billion dollars , near 30 Within days, the increase is 169%,TVL The increase is numerous Layer1 Ranking first in the public chain .

In addition to the message level Near TVL Rising outside , More importantly, the public chain is in 2021 At the end of the year, it broke through the previous development bottleneck ——Aurora Online . This is based on Near The capacity expansion network built by blockchain has changed Near stay 2021 Limitations caused by incompatibility with Ethereum in , such as DApp Migration is difficult , Poor capital entrance, etc .

at present ,Aurora The development team has run independently . Because it is compatible with EVM, It is convenient for developers to migrate applications to... Without changing code Aurora The Internet , And then join the Near In the ecological . thus ,Near The bottom layer of ecological technology forms the main chain and compatible with Ethereum Aurora The pattern of network parallelism , Through Ethereum and other compatible EVM A crowd of Layer1 Network and Near Ecological interaction , Including developers and DApp Users of .

Has developed 2 Year of Near What are the current applications on the chain ？ How are they going ？ In this issue DeFi The honeycomb will be counted one by one .

Liquidity pledge agreement MetaPool

Metapool（META） yes Near Liquidity pledge agreement in the ecosystem （ platform ）, The business is similar to that in Ethereum ecosystem Lido, Functionality is reflected in helping nodes or users complete NEAR pledge , At the same time, improve asset liquidity , Improve users' asset utilization .

Like many public chains ,Near Chain is also used PoS（ Proof of interest ） Mechanism , The verification node needs to pledge the underlying pass NEAR To qualify , To ensure the stability and security of the network , Nodes can get a piece of reward （NEAR）.

In general , Pledged token （Token） The more the number of , The higher the reliability of the verification node . therefore , Institutions with financial and technical strength often operate verification nodes . When ordinary users get a piece of the authentication node , It is often necessary to delegate the certificate held to the verification node . This requires the user to operate the delegation process on the smart contract , You also need to judge the reliability of nodes by yourself , This process increases the user's operation and knowledge cost .

besides , After the user pledges the pass to the node , Cannot be redeemed during a given pledge period , Nor can it circulate , The income obtained is only a fixed block reward share . stay DeFi Within this large blockchain financial system , This reduces the user's asset utilization efficiency .

Metapool To solve the above pain points , Users pledge in this agreement NEAR You can get the pledge income , The platform will pledge users NEAR Match to the verification node . Pledge users 1：1 Obtain pledge certificates in proportion stNEAR, hold stNEAR You can get pledge rewards , You can also participate in Near On the chain DeFi application . When the user releases the pledge , Only need Metapool Provided 「stNEAR—NEAR」 In the flow cell of stNEAR Exchange for NEAR that will do .

stNEAR And NEAR With 1：1 The proportion of is released to users , because stNEAR In ecology, it can be regarded as NEAR, Support DeFi scene , For example, exchange or loan , This is equivalent to releasing NEAR The liquidity of , Promoted NEAR Asset utilization , Besides , pledge NERA You can also get Metapool The reward given . at present , The user is in Metapool Pledge on the platform NEAR The annualized rate of return obtained is 11%.

pledge NEAR You can get 11% Benefits of youth .

META yes Metapool The original governance certificate of the platform , You can vote to decide the share proportion of pledge income in the agreement . In the early , The user is in Metapool In addition to the available pledge yield , You can also get the original pass of the agreement META Reward . But this year 2 month , A pledge of rewards META Partially suspended , At present, it is only related to stNEAR The relevant asset pool for exchange （stNEAR—NEAR） Provide mobile user distribution META Reward .

according to Defillama data display , at present Metapool Pledged on the platform NEAR Value is 1.26 Billion dollars .

"One-stop" work style DeFi platform Ref.finance

Ref.finance（REF） yes Near The first decentralized in the main chain AMM（ Auto market makers ） Trading applications , First put on line 2021 year 4 month , And got it. Near The official support of the foundation .

Ref.finance Designed to build a set of transactions 、 Loans and Near Ecological assets are issued in one-stop mode DeFi platform . The platform is located in 2021 year 12 The stable currency exchange pool function was launched in June , Support users to quickly exchange stable currency with the lowest sliding point and cost .

Ref.finance

In the past DEX Different ,Ref.finance Optimized the asset exchange path , It has... Built in 「 Aggregate transaction function 」, Integrated Near and Aurora Upper DEX Flow pool transaction data , Through the intelligent path function , The application will automatically find the best exchange path for asset exchange users , Including splitting a transaction into multiple pools , Or a transaction contains multiple implementation processes, etc .

such as , take 100 NEAR Exchange for USDC when , In order to help users find the exchange path with low sliding point from time to time , The deal could be split into two parts , among 90 NEAR First change it into DAI, And then by DAI Exchange for USDC, Path is NEAR-DAI-USDC; And the other 10 NEAR It may be exchanged for USDT, Re exchange for USDC, Path is NEAR-USDT-USDC.

REF yes Ref.finance Original pass , The total number of issues is 1 Billion . at present , Users can obtain by providing liquidity for the flow pool of the platform REF Reward .

according to Defillama data display , at present Ref.finance Applied TVL by 2.08 Billion dollars ,REF Temporarily to 4 dollar .

The largest trading volume DEX Trisolaris

Trisolaris yes NEAR In ecology TVL And decentralized trading applications with the largest trading volume （DEX）, It runs in Aurora On the Internet , It is also the first one on the network DEX. The DEX Main support Near and Aurora Exchange of native assets on the Internet , And support all and EVM Compatible Layer1 Layer public chain assets cross the chain to Aurora On the Internet .

Trisolaris page

It should be noted that ,Trisolaris Due to the Aurora On the Internet , Paid for in use GAS The fee is ETH, This means that as long as users have ETH, You can enter Near ecology , To reduce the Near The threshold of ecological participation .

4 month 3 Japan ,Trisolaris Obtained by Electric Capital Led by 450 $10000 strategic investment , Official expression , This money will be used to expand the team , Continue to invest in key products .

according to Defillama data display , at present Trisolaris Applied TVL by 2.89 Billion dollars .

Fund pool lending platform Burrow

Burrow（BRRR） Online at 3 month 29 Japan , It is Near Decentralized lending platform on the main network , Borrowers and lenders trade through liquidity pools , The interest rate of each loan and borrowing is determined according to the supply and demand changes of the capital pool , Similar to the loan agreement on Ethereum Compound.

Burrow To release 「 Interest bearing assets 」 To improve the utilization rate of users' funds . So-called 「 Interest bearing assets 」, It can be simply understood as an asset that can bring income , It is usually obtained from the original assets in the chain . You can understand it as the deposit certificate or receipt obtained by the original assets due to the lock up , Some people call it 「 Interest bearing bonds 」 Of Token turn .

Burrow Allow users to put their 「 Underlying assets 」 First converted into interest bearing assets , Support interest bearing assets as 「 Collateral 」 Lending other assets , By making full use of interest bearing assets, we can improve the efficiency of capital use by means of circular lending .

If the user holds NEAR, You can start with Metapool The platform is pledged into stNEAR, Earn about... A year 11% The interest of ; And then stNEAR Deposit in Burrow Obtain interest income , Or will stNEAR As collateral , Lending other assets .

Burrow Income from deposits and loans

Same as the lending application on Ethereum Aave equally ,Burrow Adopted 「 Over mortgage 」 To maintain the safety factor of assets and keep them in a healthy range . The mortgage rate for each asset ,Burrow The concept of asset volatility is introduced , That is, each asset has its own characteristic price fluctuation range , Then calculate the volatility according to the price fluctuation range . When other factors are stable , When assets with high volatility are used as collateral assets , The utilization rate of funds is lower .

3 month 29 Japan ,Burrow Announce on Near The main network is online , And announced the completion of a round the next day 500 Ten thousand dollar financing , The management includes Dragonfly Capital、ParaFi Capital、IOSG Ventures etc. .

at present ,Burrow Support users to save NEAR、stNEAR、ETH、USDC、USDT、DAI and wBTC And other assets earn interest , Or lend the required assets as collateral .

By 4 month 21 Japan ,Burrow There are deposits in China 4.32 Billion dollars , Loan 2.81 Billion dollars .

Lending applications Bastion

Bastion Is set up in Aurora Lending applications on the Internet , The lending rate is determined by the asset supply and demand of the capital pool .

It is similar to Compound, After the user deposits the encrypted assets , You'll get a certificate of deposit cToken.cToken It is also equivalent to an interest bearing asset . as time goes on , Interest income on underlying assets increased , that cToken The higher the value of . When users cToken When converted back to the underlying asset , Will receive more base assets than originally deposited . When the borrower wants to lend other funds , You need to deposit encrypted assets first and convert them into cToken, And then put cToken As collateral , Lending required assets .

Bastion Although it is different from Compound similar , But it also improves the user experience in terms of product functions . It launched a stable currency exchange pool , Support stable currency 、cToken、 Encapsulate assets 、 Low sliding point exchange of pledged assets . The user is in Bastion Lending can be realized on one platform 、 Transactions and other processes .

The user is in Bastion Interest income can be obtained by depositing assets on the platform , You can also put the deposit certificate cToken Combine with similar assets to provide liquidity , To earn transaction fees .

such as , Xiaoming holds NEAR. In previous loan agreements , Xiao Ming can deposit NEAR Get a deposit certificate cNEAR. here ,cNEAR Or as collateral , For lending other assets ; Or hold it sustainably , Get deposited in NEAR Interest income of . But in Bastion platform , Xiao Ming can take NEAR Converted into pledge Certificate stNEAR, And then put stNEAR Deposit in Bastion get cstNEAR, Held cstNEAR It can be done with NEAR Related asset groups of the same kind , such as cstNEAR-stNEAR、cstNEAR-cNEAR、cstNEAR-NEAR etc. , Then provide liquidity for these asset pools , To get liquidity rewards .

In this way , Xiao Ming's basic assets NEAR「 One capital for multiple purposes 」, At the same time, we obtained the pledge income 、 interest on deposit 、 Triple income from transaction fees , Improve the utilization of funds .

Bastion Operational data

Bastion On 3 month 7 Day online , And in 3 month 23 Announced the completion of a round by ParaFi Capital Lead investment 、DCG Financing of investment .

Not online 3 Capital gain in the week , Many users think that , This is mainly due to Bastion Platform native pass BSTN The way of distribution .Bastion No previous DeFi The agreement is customary 「 Airdrop 」 The way , instead 「Lockdrop Lock in airdrop 」 form , That is, users need to lock assets to Bastion, Lock up time is 1-12 month , When it expires, you can get BSTN Reward , And get back the original assets . The longer you lock up , To obtain the BSTN The more . This kind of airdrop has greatly curbed the wool party , Also accumulate for the platform TVL Leave enough time .

Bastion After launching the airdrop, it attracted a lot of funds , Formed funds for other lending applications 「 Blood sucking 」 utility , For a time it was pushed up Near In ecological applications TVL Champion .

at present ,Bastion The value of deposits in the is 4.28 Billion dollars ,4 month 21 Japan , The app was announced BSTN, And will be in the next day Trisolaris Start trading on .

Lending platform Aurigami Finance

Aurigami（PLY） Is running on the Aurora Lending applications on the Internet , Users can use it to earn interest on deposits or lend encrypted assets , The lending interest rate also changes at any time according to the asset supply and demand of the capital pool .

stay Aurigami Application , After depositing encrypted assets, the depositor will get a deposit certificate auToken, It is also an interest bearing asset , Users can use it to withdraw the deposited assets on demand . in addition ,AuToken Tradable and transferable . The borrower wants to be in Aurigami Lending assets on , Assets that need to be deposited into the platform as collateral , Of course , It also belongs to excess mortgage lending .

Aurigami Loan data

Aurigami yes Near Earlier lending applications in Ecology . This year, 2 month 6 Japan , The application announced that it has been approved by PolychainCapital、Alameda Research、CoinbaseVentures And other well-known venture capital institutions , The exact amount was not disclosed .

Besides , stay 4 month 22 Japan -5 month 6 During the day ,Aurigami Will open up value 250 Thousands of dollars in NEAR（ about 14.5 m ） Super reward , Users deposit encrypted assets on the platform , In addition to interest income NEAR Reward , The reward allocation weight of each loan fund pool is different .

This move is more like a latecomer to the lending track Burrow、Bastion The way to fight back . thus it can be seen ,Near Loan application on the chain TVL The battle will continue .

at present ,Aurigami The total deposit value of is 2 Billion dollars , The total loan value is 9700 Thousands of dollars .

（ Statement ： Please strictly abide by the local laws and regulations , This article does not represent any investment advice ）

Do you think NEAR Will be the next LUNA Do you ？